Why Your Health Plan Might Cost More Soon
If you’ve noticed your premiums, deductibles, or co-pays creeping up, you’re not imagining it. Aetna — one of the largest U.S. health insurers — has been dealing with a surge in medical claims, fueled by higher hospital charges, expensive prescription drugs, and a wave of post-pandemic treatments.
According to KFF Health News, healthcare spending in the U.S. is projected to hit a staggering $4.8 trillion in 2025. That’s not just a number — it’s your paycheck, rent money, and grocery budget potentially taking a hit.
CVS Is Making More Money… But Not How You Think
While CVS’s total revenue rose 8.4% last quarter, its health insurance division saw profit pressure from higher-than-expected payouts. To offset this, CVS is leaning on its retail pharmacies and walk-in clinics, which continue to see strong demand.
(Related: How Gen Z Is Changing the Way America Shops for Healthcare)
Did You Know?
The average American under 30 is now paying over $2,000 a year in out-of-pocket medical costs — 40% higher than a decade ago.
What This Means for You
If you’re on an Aetna plan, you might see premium hikes or narrower coverage options in the coming year. Even if you’re insured elsewhere, these cost trends tend to spread across the industry — meaning almost everyone eventually pays more.
Want to fight back? Comparison shopping during open enrollment, asking for generic medications, and using telehealth services could save you hundreds. More on that here: Your 2025 Guide to Affordable Health Coverage